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9 Best Virtual Dollar Cards in Nigeria

A collage of the Best Virtual Dollar Cards in Nigeria

Gone are the days when you could use your naira MasterCard for international transactions. Nowadays, paying for goods and services outside of Nigeria is challenging, as many online stores only accept international cards. This leaves millions of Nigerian online shoppers stuck with cart abandonment. However, with Virtual Dollar Cards, international payments are now a breeze in Nigeria. Currently, there are many virtual dollar card providers in the country. As a result, selecting the right one can be overwhelming, to say the least. That is why I've compiled this list of the nine best virtual dollar card providers in Nigeria and their unique features, so you can make an informed decision.

1. ALAT Virtual Dollar Card

ALAT's Purple Virtual Dollar Card

The ALAT Virtual Dollar Card is provided by Wema Bank. This Virtual dollar card is one of the best in Nigeria, as it allows you to make seamless international payments online. As a prepaid card, the ALAT Virtual Dollar Card can be used to buy goods and services on all websites and apps that accept master cards or Visa dollar cards. With the ALAT Virtual Dollar Card, you can pay for your Facebook Ads, Google Ads, and Apple and Netflix subscriptions. For information on how to get the card, contact ALAT at help@alat.ng, 070022552528, or on their website.

2. Stanbic IBTC's Virtual Dollar Debit Mastercard

Stanbic IBTC's Virtual Dollar Debit Mastercard

Stanbic IBTC Bank offers Virtual Dollar Debit Master cards that you can use for international online transactions. The card is valid for three years and the monthly spending limit is $3,500. It comes with an issuance fee of N537.50 (VAT inclusive). You can set up your preferred PIN online and deactivate the card when necessary. To get this Virtual Dollar Mastercard, you need to open an account with Stanbic IBTC Bank. If you already are a Stanbic IBTC Bank account holder, simply visit their internet banking platform and apply for your Virtual Dollar Debit Mastercard.
  • Issuance fee: of N537.50
  • How to get it: You need to be a Stanbic IBTC Bank account holder

3. Chipper Cash's Virtual Dollar Card

Chipper Cash's Virtual Dollar Card

Chipper Cash, Africa's modern mobile payments platform, offers Virtual Dollar Visa Cards that can be used for online purchases anywhere Visa cards are accepted. You can fund your Chipper USD Card right from your Chipper wallet. This pre-funded and reloadable virtual dollar card comes with a creation fee of $5, which will be debited from your Chipper USD balance. Then, on the 28th of every month, you'll be charged $1 monthly maintenance fee. To add or withdraw funds from your Chipper USD Card, Chipper Cash does not charge any fees. However, for each USD card transaction that fails due to insufficient funds, Chipper Cash will charge you a non-refundable 500 Naira fee. 

Your Chipper USD Card isn't tied to your Chipper Wallet automatically, meaning you would need to fund your card from your Chipper Wallet before using it. To learn about the Nigerian Chipper USD virtual card, simply visit Chipper Cash's support page. The Chipper Cash mobile app is available for download both on Google Play and Apple Store.

4. Nearpays' Virtual Dollar Card

Nearpays' Virtual Dollar Card

What's Nearpays? It's a financial payment platform where you can pay, get paid, and transfer funds seamlessly. They have offices in Abuja, Nigeria and Accra, Ghana. Nearpays offers virtual dollar cards to Nigerians alongside other payment solutions. For just $3, you can create your Nearpays virtual dollar card! It comes with no monthly fees and you can fund it from your Nearpays wallet for seamless online payments. With the Nearpays virtual dollar card, you can shop and subscribe online globally. You can learn more about the Nearpays virtual dollar card by visiting their website.

5. Cardtonic's Virtual Dollar Card

Cardtonic's Virtual Dollar Card

What's Cardtonic? It's a digital platform where you can buy and sell gift cards, pay bills, and get virtual dollar cards. Founded in 2016, Cardtonic's services are available on its mobile application and website. It offers both Virtual Dollar Mastercard and Visa cards, which you can use to make international purchases from Nigeria.

6. Grey’s Virtual Dollar Mastercard

Grey’s Virtual Dollar Mastercard

What's Grey? It's a digital platform that empowers remote workers, digital nomads, freelancers, and individuals to live a location-independent lifestyle. It offers virtual dollar debit cards with which you can spend freely at home and abroad. The card comes with no maintenance or hidden fees and you can freeze it to prevent it from unauthorized use. With Grey’s Virtual Dollar Mastercard, you can securely and conveniently shop and pay for your bills anywhere in the world. To learn more about this international dollar card that works, visit Grey’s website.

7. Cardify's Virtual Dollar Card

Cardify's Virtual Dollar Card

What's Cardify? It's a digital wallet platform where you can manage your funds across various digital wallets. It also offers Virtual Dollar Mastercard and Visa cards for Nigerians to pay for online subscriptions and complete checkouts effortlessly. You can fund your Cardify Virtual Dollar Card by transferring from any Nigerian bank. Visit Cardify's website, where you can learn more about their Virtual Dollar Cards.

8. Bitnob's Virtual Dollar Card

Bitnob's Virtual Dollar Card

What's Bitnob? It is a fintech company that offers a range of services, including virtual dollar cards. Its virtual dollar card is said to be the cheapest in Nigeria. Their card comes with a one-time card creation fee of just $2, which is relatively low compared to other options. However, Bitnob's Virtual Dollar Card goes beyond just its affordability. It's accepted across various platforms, including Amazon, eBay, AliExpress, Netflix, Spotify, Adobe Creative Cloud, and more. You can fund your Bitnob Virtual Dollar Card with a minimum of $3 and a maximum of $5,000 at once. Visit Bitnob, where you can find more info on how to get their Virtual Dollar Card.

9. Dantown's Virtual Dollar Card

Dantown's Virtual Dollar Card

What's Dantown? It's a Port Harcourt-based fintech company that deals in cryptocurrency. It offers Nigerians cheap Virtual Dollar Cards. At just $1, Dantown's Virtual Dollar Card is the cheapest in the country. On the Dantown app, which is available on Google Play and Apple Store, you can easily create and manage multiple virtual dollar cards.

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